Tool · Purchase Cost
Total Purchase Cost Calculator
Enter the purchase price, currency (TRY/USD/EUR/RUB), property type and buyer type to instantly see the estimated total cost — the title deed fee, agency service fee, land-registry revolving fund, DASK, appraisal, notary/sworn translator for foreign buyers, plus utilities, lawyer and furnishing items — its percentage of the price and (for citizenship purposes) an assessment against the USD 400,000 threshold.
For foreign buyers, notary, sworn translator and appraisal items may be added automatically. If you speak Turkish you can turn off the translator item.
Enter a purchase price to see the total cost.
What does the purchase cost include?
In Türkiye, the total acquisition cost of a property is more than the sale price. The largest item is the 4% title deed fee on the declared value (legally 2% buyer + 2% seller; in practice usually paid by the buyer). Add a 2% + VAT agency service fee, the land-registry revolving fund and mandatory DASK earthquake insurance. The appraisal (valuation) report is no longer mandatory for foreign purchases and is now optional; a sworn translator is required at the title transfer for foreign buyers who don't speak Turkish, and a notary (power of attorney/approval) cost may apply. Post-move utility connections (electricity/water/internet/gas), optional lawyer/advisory and furnishing/renovation also affect the total budget. In advanced settings you can edit every item and rate to match your own situation.
Cost items
Title deed fee (4%)
On the declared value at the land registry; usually paid by the buyer. The single largest item.
Agency service fee (2% + VAT)
Service fee; may vary by contract, with 20% VAT added on top.
Land-registry revolving fund
Land Registry processing/service fee (fixed, updated annually).
DASK
Mandatory earthquake insurance; required for title and utility subscriptions.
Appraisal (optional)
Valuation report; no longer mandatory for foreign purchases, obtained for financing/verification and citizenship applications.
Notary (foreign buyer)
Notary cost for power of attorney, signature approval or required documents; varies by transaction.
Sworn translator
Required at title transfer only for foreign buyers who don't speak Turkish.
Lawyer / advisory (optional)
Optional professional support for title checks, contracts and process management.
Utility connections
Setup/deposit costs for electricity, water, internet and gas.
Furnishing / moving / renovation (optional)
Budget for furniture, appliances, moving and any renovation.
Calculation steps
- 1Enter the purchase price and currency (TRY/USD/EUR/RUB).
- 2Choose property type, buyer type and purchase purpose; notary/translator/appraisal items appear for foreign buyers.
- 3If needed, edit the rates and fixed items in 'Advanced settings' to match your own offer.
- 4Total costs, price + costs and the ratio to price are computed instantly; you can send it to our consultant on WhatsApp.
Frequently Asked Questions
How much is the title deed fee and who pays it?
The title deed fee is 4% of the declared value (legally 2% buyer + 2% seller). In practice it is usually paid by the buyer; the parties may agree otherwise.
Is an appraisal report mandatory for foreigners?
No longer mandatory; it is now optional. An appraisal may still be advisable for financing or value verification.
How much is the agency commission?
The common service fee is 2%, with 20% VAT added on top. The rate may vary by contract.
How do foreigners benefit from the VAT exemption?
Non-resident foreigners can use the VAT exemption on a first-delivery home/workplace paid with foreign currency brought from abroad, subject to holding the property for at least 1 year.
When is a translator needed at the title office?
If a party does not speak Turkish during the title transfer, a sworn translator is mandatory. It is not needed for Turkish-speaking buyers.
How is the USD 400,000 citizenship threshold assessed?
The general threshold for Turkish citizenship by investment is USD 400,000. The calculator converts your entered price to USD at the current rate and gives a preliminary assessment against the threshold. This is not a guarantee of eligibility; the title/declared value, official appraisal report and current legislation must be checked separately.
Is the calculation accurate in different currencies?
Percentage items (title fee, service fee) are computed directly on the sale price. TRY-denominated fixed fees are converted approximately to your chosen currency at the current rate; if no rate is available, the item is shown with an 'approximate' marker and the page still works.